LOC, Credit card Interest rate calculation comparison based on the usage

Credit card Annual Interest rate Membership Due date differs, for ex: Cashback/Moneyback
Walmart Rewards Master card 25.99% No Annual Fees 6th Ex: Yes, maximum of 5$ can be redeemed in the bill paid using wmrmc in Walmart
Costco CIBC Master card 19.75% Costco membership $60, $120 6th Based on the spendings yearly cashback voucher is provided can be redeemed while purchasing in Costco

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